Business loan

Tailored Loan Solutions

Quick, Flexible Business Loans

Our business loans offer flexible financing to support growth and opportunities, making funding accessible to all

FEATURES

Our Promise to You

At Instalment Express, we’re your trusted partner in achieving financial goals

Fast Disbursement

Receive funds quickly to keep your business moving.

Flexible Repayment

Choose a schedule that fits your cash flow.

Low Documentation

Hassle-free applications with minimal paperwork.

Competitive Interest Rates

Cost-effective financing to reduce borrowing expenses.

Tailored for Every Business

Loans for Startups and Established Businesses

RANGE

Tailored Business Loans for Every Need

Flexible financing solutions for short-term, long-term, and specialized requirements.

Short-Term Loan (Up to 12 Months)

Quick funds to address immediate operational costs, cash flow needs, and short-term business expenses.

Long-Term Loan (More Than 12 Months)

Ideal for significant investments, business expansion, and acquiring assets like property or equipment.

Working Capital Loan

Secure necessary funds to cover daily business expenses, maintain operations, and improve cash flow.

Equipment Financing Loan

Purchase essential machinery and tools needed to enhance productivity and grow your business efficiently.

Invoice Financing (Bill Discounting)

Unlock cash tied up in unpaid invoices to meet your business's immediate financial obligations.

Loan Against Property (LAP)

Secure low-interest loans by pledging your property as collateral, allowing you to access substantial funds.

Startup Loan

Obtain crucial initial funding to kickstart your business, covering initial expenses like equipment and marketing.

Professional Loan

Tailored loans for professionals such as doctors, lawyers, accountants, and other service providers to expand their practice.

Franchise Loan

Fund franchise setup, cover initial franchise fees, and secure working capital for smooth operations.

Project Loan

Gain financing for large-scale projects, including infrastructure development and other capital-intensive initiatives.

Merchant Cash Advance

Access future sales revenue upfront to support business growth and meet immediate financial needs.

Export and Import Financing

Cover the costs involved in international trade, including logistics, shipment, and other operational expenses.

Others

Custom financial solutions crafted for specific business needs, from operational to investment requirements.

FAQ

Frequently Asked Questions

Got a question? We’ve covered the most asked topics to help you get started with confidence.

What types of business loans do you offer?

We offer working capital loans, startup loans, invoice financing, equipment financing, franchise loans, and export-import financing.

Who is eligible for a business loan?

Any registered business, startup, freelancer, or professional with steady income and basic documentation can apply.

How much funding can I get through a business loan?

Loan amounts range from ₹50,000 to ₹50,00,000 based on business turnover and creditworthiness.

What is a working capital loan used for?

Working capital loans help manage daily operations, purchase inventory, or pay salaries during cash flow gaps.

Can I get a business loan without property as collateral?

Yes, we offer unsecured business loans as well as secured loans like business loan against property.

How quickly can I get approval for a business loan?

Our quick business loan approvals happen within 24–48 hours of application and document verification.

Do you offer loans for new businesses or startups?

Yes, we provide startup loans to help entrepreneurs fund setup costs, marketing, or hiring.

What documents are required for a business loan?

Basic KYC, business registration, bank statements, GST returns, and income proof are usually needed.

Is there an option to finance equipment or machinery?

Absolutely. We offer equipment financing loans for both manufacturing and service-based businesses.

Do you offer loans for franchise businesses?

Yes, we support franchise loans to help you partner with reputed brands and scale faster.