At Instalment Express, we’re your trusted partner in achieving financial goals
Flexible Repayments
Select repayment plans that fit your needs with flexible options.
Privacy and Security
Your sensitive data is protected with top-tier encryption.
No CIBIL Score Required
Apply easily without worrying about credit checks.
Quick Approval
Enjoy fast approval and receive your loan funds within 48 hours.
Minimal Documentation
Our software is designed to grow
alongside your business.
RANGE
Right Personal Loan for Your Needs
From weddings to medical expenses, explore a variety of tailored personal loan options.
Wedding Loan
Finance your dream wedding effortlessly, covering all expenses from the venue to decor, catering, and more, with flexible loans.
Travel Loan
Fund your dream vacation or international trip with ease, covering flight tickets, accommodation, and travel expenses, hassle-free.
Gadget/Electronic Loan
Gadget/ Electronic Loan
Upgrade your gadgets or electronics without straining your budget, with affordable loans tailored for the latest tech purchases.
Top-Up Loan
Support your farming business with loans for seeds, equipment, fertilizers, and more to boost productivity and growth.
Agriculture Loan
Support your farming business with loans for seeds, equipment, fertilizers, and more to boost productivity and growth.
Small Cash Loan
Immediate expenses, emergencies, or unexpected costs, with fast approval and minimal documentation.
Vehicle Loan
Purchase a car, two-wheeler, or pre-owned vehicle with affordable loans, no collateral required, and flexible repayment options.
Salary Advance Loan
Access your salary ahead of time to cover urgent expenses, ensuring financial relief when you need it the most
Medical Loan
Manage unexpected medical costs quickly, from hospital bills to surgeries, ensuring peace of mind during critical situations.
Educational Loan
Invest in your education or skill development programs with flexible loans that support tuition, materials, and other costs.
Loan Against Property (LAP)
Get lower interest rates by leveraging property as collateral, offering high-value loans for personal or business needs.
Unsecured Loan
Flexible, collateral-free loans for a variety of personal needs, from debt consolidation to covering essential life expenses.
Others
Customized loan solutions to meet unique financial requirements, tailored specifically to your individual or business needs.
FAQ
Frequently Asked Questions
Got a question? We’ve covered the most asked topics to help you get started with confidence.
What is a personal loan and how does it work?
A personal loan is an unsecured loan that helps you finance needs like travel, weddings, medical emergencies, or education without pledging any collateral.
What are the eligibility criteria for a personal loan?
Any salaried or self-employed individual aged 21–60 with a steady income can apply for an instant personal loan.
Can I use a personal loan for multiple purposes?
Yes, personal loans are multi-purpose loans. You can use them for weddings, gadgets, education, travel, or medical emergencies.
Is a credit score mandatory for an unsecured personal loan?
No, even applicants with low or no credit scores can apply. Approval depends on income and stability.
What is the interest rate on personal loans?
Interest rates vary based on your credit profile, loan amount, and tenure but remain competitive and transparent.
How is a personal loan against property different?
A personal loan against property is a secured loan with lower interest rates where your property acts as collateral.
How soon can I get funds after approval?
After instant personal loan approval, funds are generally disbursed within 24 hours.
What is the maximum amount I can borrow through a personal loan?
You can borrow up to ₹10,00,000 depending on your eligibility and income.
Do you offer top-up loans on existing personal loans?
Yes, existing customers can avail of top-up loans for additional financial needs.
Can I prepay or foreclose my personal loan?
Yes, we allow prepayment or foreclosure of personal loans without hidden charges.
Get a Loan in Just 48 Hours
With Instalment Express, getting a loan is fast, easy, and stress-free.